5 Warning Signs You’re Talking to a Scammer

In today’s digital world, scammers are more sophisticated than ever. They often pose as trusted institutions, friends, or even government agencies to trick you into giving up personal or financial information. Here are five red flags that could mean you’re dealing with a scammer:

1. They Pressure You to Act Immediately

Scammers create a false sense of urgency. Whether it’s a “limited-time offer” or a threat to suspend your account, they want you to act fast before you have time to think or verify.

2. They Ask for Personal or Financial Information

Legitimate organizations will never ask for sensitive information like your Social Security number, bank account details, or passwords via email, text, or unsolicited calls.

3. They Want Payment in Unusual Ways

If someone asks you to pay with gift cards, cryptocurrency, or wire transfers, it’s a scam. These methods are hard to trace and nearly impossible to recover.

4. Their Story Doesn’t Add Up

Scammers often use emotional stories, like a relative in trouble or a prize you’ve “won”, to manipulate you. If the story seems too good (or too bad) to be true, it probably is.

5. They Refuse to Let You Hang Up or Call Back

A scammer may insist you stay on the line or avoid verifying their identity. A legitimate business will always allow you to call back through official channels.

Stay Safe

If something feels off, trust your instincts. Hang up, don’t click, and contact your bank or the organization directly using a verified number or website.

Being in the know is the first step to protecting yourself and your business from cyber fraud. Choice Bank is committed to providing you with up-to-date resources and tips to help you stay informed. Learn more at bankwithchoice.com/cybersecurity.